Selling or buying a life annuity is not something you can improvise.
That's why we take care of
- valuing your property
- calculating the annuity
- effective promotion;
- high-quality legal and tax advice;
We'll be with you every step of the way, right up to the final sale of your house or flat.
Estimating as accurately as possible
We make a realistic estimate based on the market.
Adapting to your needs
We market according to your needs (bouquet, annuity, occupied life annuity, reversion of usufruct...)
Securing beyond the sale
We ensure that your rights are secure and that your wishes are respected.
An accurate valuation of your property requires the intervention of a professional, as no database can capture the unique characteristics of every house or flat.
It is crucial to avoid an inaccurate valuation that could result in a sale below the true value, and an estimate that is too high can discourage potential buyers, reducing the property's ultimate value in the long term. Indeed, properties that have been on the market for some time tend to be less attractive to serious buyers.
Life annuity sales are still largely unknown. So it's vital to seek the expertise of a professional specialising in this field. Before putting the property up for sale, a number of parameters need to be carefully discussed and jointly defined. These include the amounts of the bouquet and the annuity, the reversion of usufruct in the event of reserved usufruct, any work to be carried out, and the implications in the event of a move to a retirement home.
A life annuity sale differs from a conventional transaction in that it continues beyond the notarial deed of sale. Unlike a standard sale, the relationship between seller and buyer continues after the transaction. That's why we attach particular importance to the choice of your buyer and ensure that the deed of sale incorporates all the guarantees required for optimum performance of the contract.
